Compare
Compare the features
Free bill splitting, personal tracking, analytics and exports. See how AA split compares with eight alternatives, feature by feature.
- IncludedFree version
- Paid planCosts extra
- AvailableSee access and fees
- Not supportedFeature not offered
| Feature | AA splitFree unless noted | Splitwise |
|---|---|---|
| Splitting | ||
| Daily expense limit | IncludedNo plan-based daily cap on typed entries | Paid planW1Free: up to 4/day; unlimited with Pro |
| Unequal splits | IncludedAmounts, percentages or weighted shares | IncludedW3Amounts, percentages, shares and adjustments |
| Split by receipt item | IncludedManual or recognized items; shared dishes | AvailableW3W1Manual itemization on web; mobile receipt scanning and itemization with Pro |
| Tax and service adjustments | IncludedReview separate adjustments before saving | IncludedW3Itemized bills can include tax, tip and discounts |
| Recurring expenses | IncludedSigned-in online setup; schedule separate from posted edits | IncludedW2Recurring expenses |
| Record multiple currencies | IncludedOriginal amount and currency retained | IncludedW2100+ currencies |
| Currency conversion | IncludedDaily reference or custom rate; not a bank quote | Paid planW1W5Currency conversion with Pro |
| Receipts & help | ||
| Scan & split receipt items | IncludedAI or device OCR reads the receipt; assign items and shared dishes to each person. AI scans are free each day, then use AA credits. | Paid planW1W5Automatic receipt scanning and itemization with Pro |
| Attach receipt photos | IncludedRetention choices and storage limits apply | AvailableW7Receipt image attachments |
| Automatic receipt reading | IncludedDevice OCR or optional online AI; review results | Paid planW1W5Pro receipt scanning and itemization |
| Personal spending | ||
| Personal expense tracking | IncludedPrivate expenses plus your share of group bills and saved meals, in one personal spending view. | AvailableW9Support’s 2014 guidance suggests a one-person group for personal expenses. |
| Spending totals | IncludedTime, currency and scope filters | IncludedW2Spending totals |
| Spending analytics | IncludedCategories, trends, top purchases and daily averages for personal expenses and your group shares. | Paid planW5Category charts and trends with Pro |
| Access, payments & data | ||
| No ads | IncludedOn all plans | Paid planW1Ad-free Pro |
| Offline expense entry | IncludedLoad account/groups online first; device requirements apply; keep open on reconnect | IncludedW2Offline mode |
| Export or share records | IncludedFree CSV, Excel and PDF reports; workspace Excel export | IncludedW4Expense spreadsheet on web and mobile |
| Account and guest access | IncludedAccount for ongoing groups; creator signs in for 7-day meal view links | IncludedW6W8Account for app access; name-only placeholder friends can be added on the web |
| Bank/card transaction import | Not supportedNo bank-account connection; supported native alert capture is separate | Paid planW5US card transaction import with Pro |
| Suggested settlement balances | IncludedSuggested balances are free. You can send repayment reminders. Reminders do not move money or record payment | IncludedW6Balances and settlement |
| Record outside repayments | IncludedRecords a payment already made; does not verify bank completion | IncludedW6Record outside payments |
| Send money | Not supportedAA split does not move money. Eligible SGD PayNow QR supplies receiving info | AvailableW6Payment integrations in supported countries; eligibility and fees vary |
| Where you can use it | IncludedWeb; iPhone and Android availability on Get the app | IncludedW2Web, iPhone, Android |
Checked Oct 18, 2026. Comparisons use official documentation. AA split records repayments; it does not send money.
More included with AA split
Scan receipts, log expenses with AA and keep your own spending in view. See what’s free and where AA credits help.
- Device OCR without AI allowance use: No plan scan cap; download language/model assets; browser support varies
- AI scan allowances: AI receipt scans are free each day, then use optional AA credits. Device OCR has no scan cap. Technical service limits apply
- Telegram expenses and questions: AA assistant included. Messages and category help share the monthly AI allowance, then optional AA credits. Review changes before saving
- History-based category suggestions: History/keyword suggestions use no AI allowance
- Optional AI category cleanup: Optional AI cleanup shares your allowance; up to 20 unmatched expenses per batch; confirm results
- Personal expense tracking: Private expenses plus your share of group bills and saved meals, in one personal spending view.
- Account storage and receipt retention: Account storage includes saved expenses, groups, account data and receipt photos; Profile shows the limit. Expense entry continues when full. Photo retention is separate and never expires expense records.