At a glance
| Feature | AA split | Spendee |
|---|---|---|
| Free plan and paid options | Free, with no subscriptions. Optional prepaid AA credits for more AI help, from S$3 | Free Basic plan. Plus US$14.99 a year; Premium US$5.99 a month or US$35.99 a year. Prices vary by country1 |
| Entries and accounts | No daily cap on typed entries. Personal spending plus optional shared groups | Free: 1 cash wallet. Plus and Premium: unlimited1 |
| Bank account sync | Not offered; no bank login. The phone app can capture supported payment alerts (Singapore) and Apple Wallet card taps | Premium plan1 |
| Receipts | Scan and itemize receipts: device OCR with no plan cap, or optional online AI | Add a picture to an expense2 |
| Multiple currencies | Original amounts kept; daily reference rates with no markup, or your own rate | Supported2 |
| Sharing and splitting with others | Split bills in groups, track balances and record repayments. Only your share counts as your spending | Shared wallets on Plus and Premium show who paid for what1 |
| Export and import | Free CSV, Excel and PDF exports. Imports group CSVs from Splitwise, Sesterce, Settle Up and Tricount | Import and export of transactions on every plan, including Basic1 |
| Budgeting and investments | Monthly budgets, overall or by category. No investment tracking | Budgeting tools; Basic includes one1 |
AA split details describe our own app. Other apps are described from their official websites or App Store listings, checked 18 October 2026. Prices and features change, so check each app before choosing.
Choose Spendee if
you want bank accounts synced and categorised automatically on Premium, several cash wallets, budgeting tools, or crypto and e-wallet tracking.
Choose AA split if
you want free typed entries with no daily cap and no ads, receipt scanning on your device, chat entry in the app or Telegram, and bills split with other people, with only your share counted as your spending.
Moving your records
Spendee lists import and export of transactions on every plan. AA split exports CSV, Excel and PDF for free. Its import supports group CSVs from bill-splitting apps, not personal tracker exports, so keep your old history as a file and start recording new spending in AA split.
Common questions
Is AA split a good Spendee alternative?
It can be if you track spending by hand and often share costs. AA split is free with no ads or daily cap on typed entries, scans receipts and counts only your share of group bills. If you rely on bank sync or several wallets, Spendee offers those on its plans.
Can I move my Spendee history to AA split?
Not directly. AA split imports supported group CSVs from bill-splitting apps, not tracker exports. Keep your Spendee export as a file and start recording new spending in AA split.
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