Feature guide

Keep the original amount. Choose the rate.

Record purchases in their original currencies and choose how they contribute to the group’s settlement currency.

Illustration with sample data

In short

  • Each expense keeps its original amount and currency.
  • Use the expense-date or latest daily reference rate, or your own.
  • Reference rates carry no AA split markup; your bank’s rate can differ.
On this page
  1. Review conversion before saving
  2. Reference does not mean bank rate
  3. Handle missing rates openly

Review conversion before saving

Currency recording and conversion are separate choices.

  1. Enter the original amount and currency on the expense.
  2. Choose an expense-date reference, the latest daily reference or a custom rate.
  3. Check the converted amount and the group settlement currency. Leave an amount unconverted if you do not yet have a suitable rate.

Reference does not mean bank rate

AA split adds no markup to its reference rates. They are daily reference data, not a live tradable quote. Your bank or card can use a different rate and add fees; weekends and holidays may use the last publication.

Handle missing rates openly

A currency or date may not have a reference rate. Enter an agreed custom rate or keep the original amount until you can review it. Reports keep currency totals separate, and spending conversions can be estimated or unavailable when a rate is missing.

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Start with a bill.

Add manual expenses freely. Optional AI has allowances.