Comparison
AA split vs Settle Up
Share bills your way with AA split: unequal splits, individual receipt items and multiple currencies, alongside personal expense tracking and free analytics.
Why choose AA split
- Scan and split by item
AI or local OCR, then assign dishes, shared items, tax and service.
- Personal tracking & free analytics
See your purchases and your share of group bills together.
- AA assistant, in the app & Telegram
Log expenses, review categories and understand your spending.
AI receipt scans are free each day and AA assistant has a monthly AI allowance; after that, optional AA credits pay.
Free with AA split
- No daily expense entry cap
Add as many manual expenses as you need.
- Import expenses
Bring supported CSVs from Splitwise, Sesterce, Settle Up or Tricount. Keep the history and continue in AA split.
- CSV, Excel & PDF exports
Download your expenses and balances whenever you need them.
Compare the details
Several payers on one expense
Via the assistant; AI allowance may apply. Review contributions. New manual entries select one payer
Multiple payers
Split by receipt item
Manual or recognized items; shared dishes
Bill items entered by hand
Attach receipt photos
Retention choices and storage limits apply
Premium receipt photos
Recurring expenses
Signed-in online setup; schedule separate from posted edits
Premium recurring transactions
Spending analytics
Categories, trends, top purchases and daily averages for personal expenses and your group shares.
Expense categories with Premium
Bring records from another app
Group CSVs from Splitwise, Sesterce, Settle Up and Tricount: opening balances and a read-only statement, not editable history
Import current Splitwise members and balances
Export or share records
Free CSV, Excel and PDF reports; workspace Excel export
CSV by email; Excel export with Premium
Before you switch
AA split can bring in a supported Splitwise group CSV as opening balances, with the past statement kept as read-only reference. Review each currency before importing; this does not recreate editable historical expenses or add them to Personal spending. Other apps need their own starting-point review. Read the import and export guide. AA split records repayments made elsewhere; it never moves money. Mobile availability is listed on Get the app. AA credits belong to the account that bought them, not everyone in a group.
Sources and scope
Checked 2026-10-18. These comparisons use official documentation. Included means the described feature is in the free version; Paid plan means the described option costs extra. Available confirms a supported feature without promising a free tier. We omit comparisons the sources do not establish. Features and eligibility change, so check the linked service before choosing.
Start with a bill.
Free splitting, your own spending in view, and records you can take with you.