Receipt scanning and AA credits terms
Updated 9 November 2026
The account signup and sign-in screen includes these receipt-processing terms, and continuing accepts them for your account. A signed-in account is not asked again before scanning or rescanning with the receipt processors listed below, on any device.
AA credits
AA split is free. AA credits are optional prepaid credits for AI help beyond what’s free, such as AI receipt scans and AA assistant, and for Shop items. S$1 buys 100 AA credits, top-ups from S$10 add a 2–10% bonus, and credits never expire. Each top-up is a one-time purchase charged immediately; there is no subscription and nothing renews.
On the website, accounts whose home country is Singapore pay in Singapore dollars by PayNow or card, and other accounts pay in US dollars by card, for the same credits. Stripe takes the payment on its own page. In the iPhone and Android apps, top-ups are bought through the App Store or Google Play at the price the store shows. Credits are added once the payment is confirmed. They belong to the AA split account that bought them and can’t be transferred to another account or exchanged for cash.
AI help beyond what’s free is charged from your AA credits based on its processing cost, and failed requests aren’t charged. Each top-up shows about how many one-page receipt scans it covers; the actual number depends on processing cost. Shop items show their price in credits before you buy. Adding expenses through Meta Muse, ChatGPT, Claude or Gemini uses that provider’s credits, not AA credits.
For a refund of an App Store or Google Play top-up, ask Apple or Google under their policies; for a website top-up, contact support@aa-split.sg. A refunded or disputed top-up takes back the credits it added, which can leave a negative balance, and AI help and new Shop items pause until you top up. Unused credits can’t be used after you delete your account, and no automatic refund is issued. A subscription bought before AA credits isn’t canceled automatically; cancel it where you bought it.
What scanning does
When you choose to scan or rescan online, AA split sends your receipt photo, including personal details visible on it, through its server to Google Vertex AI, Google Gemini, or Qwen through OpenRouter and Alibaba to extract items and amounts. Initial online scans use the configured Google or Qwen provider; Rescan photo uses Qwen3.7 Flash through OpenRouter and Alibaba. Agreement covers these disclosed processors. A new, undisclosed processor requires a fresh agreement before upload.
Your account agreement includes its version and acceptance time and is saved on the server. Clearing local app data does not remove it. Agreement does not automatically upload photos: you must choose a scanning action. Manual entry and device scanning remain available. Initial signed-in scans may fall back to device scanning when online scanning is unavailable; a failed Qwen rescan keeps your reviewed receipt unchanged. Recognition and translation packs for local scanning run on your device. Cloud scanning remains subject to availability and configured usage limits.
Free bill splitter
Guests are shown a separate upload prompt because they have no account agreement. Choosing Not now or closing that prompt stops the upload. Guests can choose Use device scanner or enter items manually without sending a photo to an AI provider. A guest agreement is stored on that browser and applies to the named processor.
Before sign-in, the public bill splitter includes two AI scan attempts per browser per UTC calendar month. A signed browser cookie and server-side network and service limits protect this allowance. Attempts may count even when a provider response fails. Device scanning remains free. Preparing a bill does not save it to an account; sign in to create its private sharing link.
Review before saving
Scanning and translation can make mistakes. Check the items, amounts, currency, total and assignments before saving. Saving sends the reviewed expense information to your selected account destination. Receiving a shared photo does not automatically upload it for scanning.
Free AI limits
Every account gets free AI receipt scans each day and a monthly AI allowance for AA assistant and category help. Device scanning, manual entry and typed expenses stay free. When today’s free scans are used, AI scans can continue from your AA credits; otherwise the scanner reads the receipt on your device. Free scans come back 24 hours after the day’s first scan, and the monthly allowance resets on the first of each UTC month. Technical burst, file and service-capacity limits still apply.
Your receipt data
Receipt storage settings, sharing through one-time meal links, Telegram handling, service providers, account deletion and retention are described in the Privacy notice. A photo already sent to a provider cannot be recalled by closing the scanner.
You can review these terms from signup or the scanner. To stop using online processing, choose manual entry or device scanning instead. For account-data or privacy requests, contact privacy@aa-split.sg.