Comparison

AA split vs Venmo

Use AA split for shared bills, travel currencies and your own spending. Scan receipt items, explore free analytics and record repayments made with your preferred payment app.

AA splitvsVenmo7 features compared · sources checked 2026-10-18

Why choose AA split

AI receipt scans are free each day and AA assistant has a monthly AI allowance; after that, optional AA credits pay.

Free with AA split

Compare the details

Send money

AA splitNot supported

AA split does not move money. Eligible SGD PayNow QR supplies receiving info

VenmoAvailable

Pay group members in Venmo. Domestic bank, debit or balance funding is free; credit-card funding costs 3%

Record outside repayments

AA splitIncluded

Records a payment already made; does not verify bank completion

VenmoIncluded

Mark an outside payment paid

Account and guest access

AA splitIncluded

Account for ongoing groups; creator signs in for 7-day meal view links

VenmoIncluded

Eligible account; US location and mobile number required; up to 30 members per group and 20 groups

Unequal splits

AA splitIncluded

Amounts, percentages or weighted shares

VenmoIncluded

Customize each member’s amount

Suggested settlement balances

AA splitIncluded

Suggested balances are free. You can send repayment reminders. Reminders do not move money or record payment

VenmoIncluded

Simplified group balances

Export or share records

AA splitIncluded

Free CSV, Excel and PDF reports; workspace Excel export

VenmoIncluded

CSV account statements of Venmo transactions

Where you can use it

AA splitIncluded

Web; iPhone and Android availability on Get the app

VenmoIncluded

Groups in the iPhone and Android apps

Before you switch

AA split can bring in a supported Splitwise group CSV as opening balances, with the past statement kept as read-only reference. Review each currency before importing; this does not recreate editable historical expenses or add them to Personal spending. Other apps need their own starting-point review. Read the import and export guide. AA split records repayments made elsewhere; it never moves money. Mobile availability is listed on Get the app. AA credits belong to the account that bought them, not everyone in a group.

Sources and scope

Checked 2026-10-18. These comparisons use official documentation. Included means the described feature is in the free version; Paid plan means the described option costs extra. Available confirms a supported feature without promising a free tier. We omit comparisons the sources do not establish. Features and eligibility change, so check the linked service before choosing.

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Start with a bill.

Free splitting, your own spending in view, and records you can take with you.