Comparison
AA split vs Venmo
Use AA split for shared bills, travel currencies and your own spending. Scan receipt items, explore free analytics and record repayments made with your preferred payment app.
Why choose AA split
- Scan and split by item
AI or local OCR, then assign dishes, shared items, tax and service.
- Personal tracking & free analytics
See your purchases and your share of group bills together.
- AA assistant, in the app & Telegram
Log expenses, review categories and understand your spending.
AI receipt scans are free each day and AA assistant has a monthly AI allowance; after that, optional AA credits pay.
Free with AA split
- No daily expense entry cap
Add as many manual expenses as you need.
- Import expenses
Bring supported CSVs from Splitwise, Sesterce, Settle Up or Tricount. Keep the history and continue in AA split.
- CSV, Excel & PDF exports
Download your expenses and balances whenever you need them.
Compare the details
Send money
AA split does not move money. Eligible SGD PayNow QR supplies receiving info
Pay group members in Venmo. Domestic bank, debit or balance funding is free; credit-card funding costs 3%
Record outside repayments
Records a payment already made; does not verify bank completion
Mark an outside payment paid
Account and guest access
Account for ongoing groups; creator signs in for 7-day meal view links
Eligible account; US location and mobile number required; up to 30 members per group and 20 groups
Unequal splits
Amounts, percentages or weighted shares
Customize each member’s amount
Suggested settlement balances
Suggested balances are free. You can send repayment reminders. Reminders do not move money or record payment
Simplified group balances
Managing Venmo Groups expensesSettling Venmo Groups expenses
Export or share records
Free CSV, Excel and PDF reports; workspace Excel export
CSV account statements of Venmo transactions
Where you can use it
Web; iPhone and Android availability on Get the app
Groups in the iPhone and Android apps
Before you switch
AA split can bring in a supported Splitwise group CSV as opening balances, with the past statement kept as read-only reference. Review each currency before importing; this does not recreate editable historical expenses or add them to Personal spending. Other apps need their own starting-point review. Read the import and export guide. AA split records repayments made elsewhere; it never moves money. Mobile availability is listed on Get the app. AA credits belong to the account that bought them, not everyone in a group.
Sources and scope
Checked 2026-10-18. These comparisons use official documentation. Included means the described feature is in the free version; Paid plan means the described option costs extra. Available confirms a supported feature without promising a free tier. We omit comparisons the sources do not establish. Features and eligibility change, so check the linked service before choosing.
Start with a bill.
Free splitting, your own spending in view, and records you can take with you.